The shares of Bandhan Bank Limited were trading at ₹154.15 down by ₹3.53 or 2.24 per cent on the NSE today at 11.55 am, reaching its 52-week low today at ₹153.77.

Bandhan Bank’s total loans and advances grew 15 per cent year-on-year to ₹133,285 crore in the quarter ended December 2024, according to its regulatory filing on Friday. However, the bank’s CASA (Current Account Savings Account) ratio declined to 31.7 per cent from 36.1 per cent a year ago.

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Total deposits increased by 20.1 per cent to ₹140,999 crore compared to the same quarter last year, but showed a marginal decline of 1.1 per cent quarter-on-quarter. CASA deposits grew by 5.5 per cent year-on-year to ₹44,735 crore but fell 5.4 per cent compared to the previous quarter.

The bank’s collection efficiency remained strong but showed slight deterioration, with pan-bank collection efficiency (excluding NPAs) at 97.6 per cent for Q3 FY25, down from 98.2 per cent in Q2. The EEB (Emerging Entrepreneurs Business) segment recorded 97.4 per cent collection efficiency, while the non-EEB segment maintained 98.3 per cent.

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The Kolkata-based bank’s liquidity coverage ratio stood at approximately 164.6 per cent as of December 31, 2024. Retail deposits, including CASA, grew by 15.7 per cent year-on-year to ₹96,795 crore, while bulk deposits saw a significant increase of 31 per cent to ₹44,204 crore compared to the previous year.