Would you pay $5 million for a fast track to U.S. residency? That’s the deal behind Trump’s proposed “Gold Card” visa, designed to attract ultra-wealthy immigrant investors who can infuse cash into the economy.

Supporters say it’s a smart way to bring in foreign capital and create jobs, while critics argue it could worsen inequality and push up housing prices.

Let’s look at how this visa could help—or hurt—the U.S. economy.

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1. More foreign money, more growth

The Gold Card visa could bring a massive influx of cash. With each potential immigrant investor required to shell out at least $5 million, the U.S. could see billions pumped into businesses, infrastructure projects, and real estate.

This kind of direct investment has the potential to stimulate economic growth. But a flood of wealthy immigrants could send housing prices soaring, particularly in cities where high-end real estate is already expensive.

Immigrants may drive up demand while middle-class Americans struggle to afford housing. In places like New York, Los Angeles, and Miami, this could worsen an already tight market.

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2. More money, more jobs?

Wealthy immigrants often start businesses, fund startups, and invest in existing companies, which could lead to job creation.

If the Gold Card visa attracts entrepreneurs who want to build businesses in the U.S., it could mean more opportunities for American workers.

But unlike the EB-5 visa, which requires immigrant investors to demonstrate the creation of at least ten permanent jobs, the Gold Card has no such requirement. Some immigrant investors may simply park their money in passive investments—like stocks or real estate—without making any meaningful contribution to employment growth.

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3. Bigger tax revenues

With more wealthy residents comes more tax revenue. High-net-worth individuals typically pay higher income taxes, as well as capital gains and property taxes.

This extra revenue could help fund public services like schools, infrastructure improvements, and healthcare. But the ultra-wealthy are also experts at minimizing tax liability.

Many have financial advisors who specialize in finding legal ways to reduce their debts. If too many Gold Card holders take advantage of tax loopholes, the expected revenue boost may not be as significant as policymakers hope.

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4. A boost for luxury spending

Wealthy immigrants tend to be big spenders. An influx of well-heeled residents could benefit high-end restaurants, luxury car dealerships, private schools, and upscale retailers.

But this kind of spending doesn’t necessarily help the average American. Middle- and lower-income workers could see little impact. Additionally, increased demand for premium goods and services could drive up costs for everyone else.

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5. Making the U.S. more competitive

Other countries offer similar “golden visa” programs to attract wealthy investors. If the U.S. doesn’t compete, it risks losing high-net-worth individuals to places like Portugal, Canada, or the U.K.

However, the problem with prioritizing wealth over skill is that it could shut out highly talented individuals. Scientists, engineers, doctors, and innovators may struggle to gain residency, while those with deep pockets get in quickly.

This could hurt industries that rely on skilled workers rather than just wealthy investors.

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Evaluating the ‘Gold Card’ Visa’s true impact

The Gold Card visa could inject billions into the U.S. economy, but the benefits come with risks.

While it might drive investment, create jobs, and generate tax revenue, it could also make housing less affordable, widen inequality, and leave middle-class Americans behind.

Is this a bold economic strategy or another way for the ultra-rich to buy their way in?

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