“Lugano – January 3, 2025 – In adherence to the principles of Bitcoin self-custodianship, Debifi, a leading non-custodial Bitcoin lending startup, is pleased to announce the release of its latest publication: “Bitcoin Financial Services: A Study on User Behavior and Preferences.” This comprehensive research provides valuable insights into the behaviors and preferences of Bitcoin users, advocating for solutions that promote a transparent and intermediary-free financial ecosystem.

Key findings of the study revealed that Debifi surveyed over 200 Bitcoin users, combining online responses and in-person interviews conducted at the Plan B Forum in Lugano. The results showcased evolving priorities among Bitcoin users, including a strong commitment to self-discipline and sovereignty.

A significant 66.3% of respondents emphasized the importance of maintaining sole control over their private keys, highlighting a strong preference for non-custodial services. In fact, approximately 78.1% of participants expressed a preference for non-custodial services, viewing custodial alternatives as contradictory to Bitcoin’s decentralized nature.

The study also revealed that over 83.9% of respondents indicated a willingness to use Bitcoin as collateral for loans, demonstrating its perceived value as a robust financial asset.

Debifi CEO Max Keidun commented on the findings, stating, “Bitcoin users have shown a clear preference for financial sovereignty. Their demand for non-custodial, no-rehypothecation solutions is a testament to their wisdom and commitment to decentralization. At Debifi, we pride ourselves on leading this transition by providing secure, transparent, and Bitcoin-only lending solutions.”

To meet the expectations of this growing community, financial service providers should prioritize the following: safety and transparency by implementing robust measures such as multisig setups, user control by ensuring non-custodial asset management, and integrity by avoiding rehypothecation practices, even if it means higher costs.

The research was intentionally launched on Proof of Keys Day, a day that celebrates Bitcoin users taking control of their assets by transferring them to wallets where they own the private keys. This act symbolizes financial independence and self-sovereignty, which are core values of the Bitcoin movement.

Keidun added, “Our findings align with the principles of Proof of Keys Day. The research highlights a community ready to embrace solutions that honor decentralization and autonomy.”

Debifi is a pioneer in non-custodial Bitcoin-backed lending, utilizing advanced 3-of-4 multisig technology to ensure secure, transparent, and ethical borrowing experiences. The platform guarantees that users retain full ownership of their assets, avoiding rehypothecation practices and remaining true to Bitcoin’s principles.

To learn more about Debifi’s research or to explore its services, please visit debifi.com.”